Home Finance & Investing Business Motive Loan Review : Is It Legit Or Not?

Motive Loan Review : Is It Legit Or Not?

Motive Loan Review : Is It Legit Or Not?

Considering the rise in inflation, it has become difficult for people to fulfill their dreams. Some people want to build their houses, and some want to start small businesses. But they cannot chase their dreams due to their bad credit situations.

For this purpose, many finance-providing or lender-connecting services have come out in the market. Its goal is to help people gather the finances they need to fulfill their dreams.

Motive loan, a lender connecting service, has become quite famous among young entrepreneurs and investors for all good reasons. It has connected many people with potential investors to help turn their business plans into profit.

Motive Loan – What Is It?

A referral service website known as motive loan helps connect people to many legitimate lenders all over the USA willing to offer personal loans for fixed interest rates.

Motive Loan has a massive network of rich lenders so that clients can get a huge range of options. They offer loans ranging from $100 to $5,000.

Additionally, unlike other financing forums, Motive Loan doesn’t include a wide range of requirements and aims to release the amount as soon as possible. As per the review, they commonly offer loans for projects that even most banks won’t give off.

Hence, if you are not getting a loan from a bank, you must ask for a Motive Loan. They will help you to find a potential lender in no time.

Image Source:https://www.quora.com/

How Does Motive Loan Work?

The basic objective of a Motive Loan is to connect people with lenders at the time when their financial requirements arise.

Using the Motive Loan platform, people can find numerous potential lenders ready to offer funds as soon as possible.


Registration is the first step to getting started with a Motive Loan. You just have to fill out the form online at the Motive Loan website. Once you have submitted the registration form, one of the Motive Loan’s financial experts will message you soon.

Once your information is verified, you will be connected to some of the lenders in their forum.

It will take some time to find the best potential lender that meets your requirements. But, once your deal is closed with a potential lender, the amount will be given the next business day.

Furthermore, if a consumer is bankrupt or has nothing to reveal his financial stability, a Motive Loan will still provide him the amount he requires to commence their business.

What Do Motive Loan Offer?

Motive Loan provides immediate loans with repayment terms ranging from 6 months to 72 months. Interest rates and APR will completely depend upon different points such as your job level, earnings, and credit score. Besides, Motive Loan’s advertised APR rates range from 5.99% to 35.99%.

Motive Loan demands you to be:

  • Age over 18 years
  • A permanent source of income
  • A US citizen
  • Prove a steady income
  • Using an active Bank account

What Types Of Loans Does A Motive Loan Provide?

Motive Loan is a massive platform of potential lenders willing to offer loans ranging from $100 to $5000.

After knowing your financial needs, Motive Loan will only relate you to lenders efficient enough to meet your financial requirements.

Hence, now you must be thinking about what kinds of loans are offered by Motive Loan. Here are some types of loans that are offered by Motive Loan comfortably:

Paying Off Loans

People get into debt because they want to pay off the previous debts that are causing them massive mental illnesses.

Customers commonly ask for a loan to pay off other debts like credit card payments, vehicle installments, and more.

Besides, grouping the loans to make them one monthly installment makes it straightforward for people to pay back their loans.

It is one of the best choices to pay off your high-interest loans. Hence, the best and wise decision would be to get a debt at a minimum interest rate and pay off your high-interest loans.

Image Source:https://www.bizreport.com/

Home Renovation

Are you thinking about renovating your house to later sell it out for profit but don’t have money?  If yes, Motive Loan can assist you to get loans for your home renovation.

You can use the debts offered for the renovation of your home. Afterward, you can return the loan comfortably and slowly without feeling overwhelmed.

Emergency Expenses

Getting a loan through a Motive Loan can be an excellent option if you have a sudden emergency such as paying for a loved one’s wedding or funeral.

Usually, average funeral expenses are from $2000 to $7000 which is very difficult for few people to manage.

Hence, taking a loan via Motive Loan can be the best idea to say goodbye to your loved ones.

Afterward, you can pay off the debts slowly without feeling overwhelmed. Additionally, funds via Motive Loans are obtained so quickly that they can be used to overcome an emergency situation.

Big Purchases

Did your fridge break down? Do you want to buy your vehicle? Well, you can do all of it by getting a loan through a Motive Loan.

You can get a loan from Motive Loan and pay off small installments to buy a washing machine, fridge, or car.

Higher Education or Wedding Expenses

Do you want to have a dream wedding ceremony but do not have enough money?

For newly married couples who don’t have funds, a Motive Loan can assist them to cover costs now and repay them later in small installments.

Furthermore, if you are eager to continue your higher studies but lack the funds, a Motive Loan can assist you to find a lender willing to offer funds for your higher education.

Requirements for Personal Loan Approval

Getting approved for a Motive Loan is a straightforward process as compared to qualifying for a bank loan. Here are a few requirements you must approve for debt approval:

  • Age must be over 18 years
  • An applicant must live in the USA
  • Must have a permanent job
  • An applicant should have a valid phone number, email address, and bank account

Pros and Cons of Motive Loan


  • Provides a wide range of potential lenders
  • The immediate and straightforward online application process
  • Provides loan approval up to $5000
  • Free registration
  • Release the loans faster
  • Small installments to repay your amount
  • No re-payment punishment


  • Motive Loan is not a direct lender itself
  • Does not include customer service support
  • No information about the developers
  • Not available in many countries around the world

Is Motive Loan Legit?

The legitimacy of the Motive Loan is very much debated on the internet. A few users cannot stop praising the referral service, while some say the forum is another scam in the market.

As it is quite difficult to believe that Motive Loan’s lenders are willing to lend money to almost anyone without asking for proof of job stability.

On the other hand, hundreds of potential lenders offer funds to people with no financial stability.

These private lending forum’s basic purpose is to know people’s financial requirements and help them when they need it the most.

Therefore, a Motive Loan is one of these lending forums, making the universe an excellent place by approving loans fast as well as setting easy installments to pay back.

Final Verdict

These days’ online scammers are not only restricted to illegal bank calls or door-to-door campaigns. Instead, they have invented numerous new ways to scam people.

One of these online scam methods is making bogus websites and these sites look deceivingly legitimate and professional.

A Motive Loan is a legit site providing finances to people. While they don’t ask you to pay registration fees as other scam websites ask for. Hence, you must move ahead if you want to try this lending forum. Besides, make sure not to invest too much of your funds at once.


Please enter your comment!
Please enter your name here